If you're a flat owner or a tenant, you may be confused about your level of insurance protection; where does the protection of buildings insurance end and your own liability for contents begin?
Buildings insurance only covers you for fixtures and fittings and not for any other furniture and personal belongings kept in the property. Essentially, if you were to turn your flat or apartment upside down, anything that could fall out wouldn’t be protected unless you have contents insurance in place, as well.
At Deacon we offer comprehensive contents insurance for owners, leaseholders and residents at competitive prices, with cover up to £45,000 as standard and optional extensions should you require extra protection.
Contents insurance from Deacon provides protection against all eventualities, from burglary and theft to fire and flooding. We offer cover for personal money, valuables such as watches and wedding rings, and electrical items like computers and televisions.
Theft from outbuildings and garages is also included in our policies alongside protection for contents kept in the garden or driveway. We even cover items belonging to your visitors and automatically insure any gifts you or those living in your flat may receive.
Choose contents insurance from Deacon and you'll benefit from personal liability cover plus you’ll get cover in the event of a claim arising from an accident to another person or damage to their property in the insured property.
Our leaseholders' and tenants' contents insurance policies are comprehensive, covering all the furniture, appliances and personal effects you'd expect to find in a modern home. But sometimes a standard insurance policy doesn't provide the level of cover you require.
At Deacon, we can offer you a contents insurance policy for your property that's tailored to your individual needs. Do you have specific items of value that you want to insure? Just get in touch. Do you travel regularly, leaving your flat unoccupied and your contents unattended? Let us know and we can adjust your policy accordingly.
We can extend cover to include a number of specified items and we can also offer optional add-ons that provide you with protection against accidental loss or damage to belongings taken outside of your home. Whatever you need, just ask.
Contents insurance from Deacon
Arranging contents insurance for homeowners and tenants is easy with Deacon and we can also provide building insurance to individual homeowners. And did you know, for people living in houses we can provide contents and buildings cover under the same policy?
Simply request a quote online using our simple form and we'll get back to you. We'll handle all the administration, so there is minimal paperwork for you or your residents to deal with.
Deacon also provides blocks of flats insurance and directors' and officers' liability insurance. To find out more call us on 0333 400 8292 or email us at email@example.com and we'll be happy to answer your questions.
Our customer survey results show that more than a third of flat owners do not have contents insurance, leaving them vulnerable in the event of a fire, a flood or a break-in. Make sure you're covered.
For a summary of cover please see our Contents Cover Fact Sheet.
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